No affiliations, no commissions
I am not affiliated with any credit card company, bank, or financial institution. I do not earn a commission, referral fee, or any compensation whatsoever for recommending any credit card. When I tell you a card is worth it, it's because I genuinely believe it based on my own research and experience. Full stop.
Not a financial advisor
I am not a licensed financial advisor, travel advisor, or anything with a credential behind my name. What I am is a person who has been obsessed with points and miles since 2022, who has taken her family to Europe for two weeks on points, booked lie-flat seats without paying cash, and spent years learning how to make every dollar work harder. Any recommendations I make are based on my personal knowledge and experience. What you do with them is entirely your call.
This is important, so I'm going to say it plainly. If you carry a balance, pay only the minimum, or struggle to pay your statement in full every month. Points hacking is not for you right now. The interest you'd pay would wipe out every cent of value you'd earn. This game only works if you treat your credit card like a debit card: spend what you have, pay it off completely, every single month. Financial discipline is not optional here. It's the whole thing.
Who this is for
This is for people who already pay their bills on time, carry no revolving debt, and are ready to stop leaving money on the table. You've been spending anyway: groceries, restaurants, flights, hotels, everyday life. You might as well get a business class seat to Europe out of it. That's what I'm here to help you do.
My promise to you
Everything I share is something I'd tell a friend, not a client, not a follower, not a number. I will never recommend something I don't believe in, never push a card because it looks impressive, and never pretend there's one right answer for everyone. Your strategy should be built around your life. That's the whole point of Curated by Courtney.
Courtney
Curated by Courtney